• Leasing

Aston Martin Lease: How It Works on the Vantage, DB12, Vanquish and DBX

Every current Aston Martin can be leased, from the Vantage to the DBX. Leases are written by Aston Martin Financial Services, the brand’s Chase-backed finance arm, by independent exotic lessors, or arranged by a broker who shops both. Because Aston Martins tend to lose value faster than the most collectible supercars, leasing is often the smarter way to drive one.

Search for an Aston Martin lease and every result on the first page is a dealer specials page. Some are a stock car and a payment, and a few are 60 words and a contact form.

None of them explain how an Aston Martin lease gets built or which models make sense to lease. They also skip what happens when you hand the car back, which is the part worth knowing before you sign.

Can you lease an Aston Martin?

Yes. Every current Aston Martin can be leased, including the Vantage, DB12, Vanquish and DBX. Aston Martin Financial Services writes leases on new, used and certified pre-owned cars through authorized dealers, and independent exotic lessors write their own. The limited-production Valhalla and Valkyrie are the exceptions in practice.

Who writes an Aston Martin lease?

Aston Martin’s US finance arm works differently from Ferrari’s or Bentley’s. Aston Martin Financial Services is a private-label program that Chase set up in 2019. Chase provides the financing and leasing under the Aston Martin name, covering new, used and certified pre-owned cars, according to Auto Finance News. Chase has since extended that agreement.

The Chase structure has two practical effects. Underwriting runs through a major bank’s credit process, so expect it to be thorough. And because the program carries the Aston Martin name, any manufacturer-supported lease deals run through it. Independent exotic lessors and brokers are the other routes, and each fits a different kind of client.

RouteWho writes itWhat to know
Aston Martin Financial ServicesChase, under the Aston Martin name, through authorized dealersBrand lease programs and any factory incentives. Covers new, used and certified pre-owned
Independent exotic lessorSpecialty leasing companies and lendersCan lease cars from almost any source, including private sales. Residuals and rates vary widely
BrokerArranges the deal across bothShops the car and the lease separately, then puts them together. Can source cars that never reach a public listing

Table: the three routes to an Aston Martin lease.

Leasing each Aston Martin model

Aston Martin’s current US lineup is the Vantage, the DB12, the Vanquish and the DBX, plus the limited Valhalla and Valkyrie. Each one leases differently, mostly because each has a different buyer at the end of the term.

Vantage and Vantage Roadster

The Vantage is the entry point to the range and the Aston Martin people search for most when they look at leasing. It comes as the Vantage, the Vantage S and the Vantage Roadster, a front-engine V8 sports car people actually drive. Lessors tend to be most comfortable setting residuals on entry models with broad appeal, and in the Aston Martin range that’s the Vantage. If you want an Aston Martin for weekends and the odd road trip, this is the natural lease.

DB12 and DB12 Volante

The DB12 is the grand tourer, offered as the DB12, DB12 S and the DB12 Volante convertible. It’s built for distance, so be realistic about your mileage before you pick an allowance. A lease suits a car like this because the lessor, not you, carries the depreciation risk on a car built to cover miles.

Vanquish and Vanquish Volante

The Vanquish is the V12 flagship, now available as a coupe and a Volante. Fewer are built, the price is higher and the buyer pool at the end of the term is smaller. Lessors write Vanquish leases, but they’re more conservative on the residual. Specification matters more here than on any other car in the range.

DBX, DBX S and DBX707

The DBX is Aston Martin’s SUV, sold as the DBX, DBX S and DBX707, and it’s built to be used every day. That makes it the Aston Martin most likely to run over a low mileage allowance, so plan the miles at signing. Buying miles up front costs less than paying overage at return. The DBX is a strong lease candidate because ultra-luxury SUVs have broad demand, and broad demand supports the residual.

Valhalla and Valkyrie

These are limited-production cars sold through allocation. When a car may be worth more on the open market than its original price, a standard lease with a fixed residual doesn’t reflect reality. Deals on these move toward specialist lenders or a purchase.

ModelLease fitWhy
Vantage, Vantage S, Vantage RoadsterStrongEntry model with the broadest appeal and moderate annual mileage
DB12, DB12 S, DB12 VolanteStrongGT depreciation curve favors leasing. Watch the mileage allowance
Vanquish and Vanquish VolanteCase by caseV12 flagship with a smaller buyer pool. Specification drives the residual
DBX, DBX S, DBX707StrongBroad SUV demand. Plan for daily-driver mileage
Valhalla and ValkyriePoorLimited production. A fixed residual rarely makes sense
Pre-owned Aston MartinGoodLeasable through AMFS and specialty lessors. Condition and history drive the terms

Table: how well each Aston Martin model fits a standard lease structure.

Why Aston Martin depreciation makes the case for leasing

Here’s the blunt part most dealer pages won’t say. Aston Martin’s core models don’t hold value the way a Porsche 911 GT car or an allocated Ferrari does. A Vantage, DB12 or DBX follows a normal luxury depreciation curve, and the first few years are the steepest part of it.

When you buy an Aston Martin, all of that loss is yours. When you lease one, the lessor estimates the loss at signing and you pay that estimate over the term. On a closed-end lease, if the market falls further than expected, the lessor absorbs it. For a brand that depreciates like Aston Martin, that risk transfer is the main reason to lease.

The flip side applies too. Keep the car for eight or ten years and the depreciation curve flattens out, which can make buying the better call. We run through that comparison in our honest math on leasing versus buying a luxury car.

How much does it cost to lease an Aston Martin?

There’s no fixed figure, and any monthly number you see online is one car on one set of terms. What you’ll pay comes from the same inputs on every lease.

  • The negotiated price of the car, including any Q by Aston Martin content
  • The residual the lessor assigns, based on the model, specification and mileage
  • The money factor, which depends on your credit profile and the lessor
  • The term, usually 24 to 36 months on cars at this level
  • What’s due at signing: first payment, acquisition fee, taxes, registration and any down payment
  • The annual mileage allowance you choose

The residual moves the payment more than most people expect. Two cars with the same price can lease very differently if one has a stronger resale market. We show the arithmetic in our breakdown of how an exotic lease payment is calculated. Our guide to reading a luxury car lease deal shows how to pull those numbers out of any advertised offer.

Aston Martin incentives and timing

Aston Martin decides its own incentives, and Chase’s auto finance team has said those are set month to month or quarter by quarter. In plain terms, the lease support on a given model can change from one month to the next. A car that looks expensive to lease in one quarter can look very different in the next.

Ask whether any lease support applies to the exact car and trim you want, and when it expires. Then compare it against an independent lessor on the same car, term and mileage. Sometimes the factory deal wins and sometimes it doesn’t. Our guide to the best time to lease a car covers how incentives and dealer targets line up across the year.

Q by Aston Martin and your residual

Q by Aston Martin is the brand’s personalization service, and it’s a big part of the appeal. Special paint, bespoke interiors and one-off details make the car yours. On a lease, they also raise the capitalized cost, and the residual only follows if the next buyer wants the same things.

Tasteful, broadly appealing specs hold value. A very personal color and trim combination narrows the market at the end of the term, which lowers the residual and raises the payment. If you’re ordering a car to lease, spec it with the next owner in mind. If you want full Q freedom, that’s an argument for buying.

Leasing a used or certified pre-owned Aston Martin

Aston Martin Financial Services covers used and certified pre-owned cars as well as new ones, and specialty lessors lease pre-owned Aston Martins too.

A pre-owned Aston Martin lease has two real advantages. The steepest depreciation has already happened, so the gap between price and residual is smaller, and the car exists today with no build wait. The tradeoff is that condition and service history matter much more.

Get a pre-purchase inspection, verify the service records and read the return condition terms before you sign.

How to lease an Aston Martin, step by step

  1. Pick the model and version, and be honest about how many miles you’ll drive each year.
  2. Gather proof of income, recent tax returns and a statement of assets and liabilities so approval doesn’t slow the deal down.
  3. Find the car: dealer stock, a factory order, a certified pre-owned car or a car sourced privately by a broker.
  4. Negotiate the price first, then ask whether any Aston Martin lease support applies this month.
  5. Compare Aston Martin Financial Services against at least one independent lessor on the same car, term and mileage.
  6. Get the capitalized cost, residual, money factor, term, mileage allowance and total due at signing in writing, then sign and take delivery.

What happens at the end of an Aston Martin lease

The Aston Martin Financial Services lease-end process starts well before your turn-in date. As Aston Martin dealers describe it, AMFS recommends beginning about 60 days out with an online pre-inspection through AutoVINLive. The inspection covers the exterior, interior, tires and equipment, and a condition report is usually ready about a day later. A pre-inspection is valid for up to 60 days, so scheduling it too early can mean it expires before you return the car.

The report tells you what AMFS considers excess wear, which gives you time to fix things on your own terms. Keep the repair order and proof of payment, because AMFS needs them to adjust your final bill. If charges apply, the invoice typically arrives 30 to 60 days after the return.

Your options at lease end are the usual four.

  • Return the car and pay any wear, mileage and disposition charges
  • Buy the car, which skips the inspection, the disposition fee and any wear or mileage charges
  • Extend the lease, if AMFS offers it on your account
  • Move into a new Aston Martin

If the car is worth more than your buyout, that equity is yours to use. Our guides on lease buyouts and getting out of a lease early cover how to work those numbers.

Should you lease or buy an Aston Martin?

Lease if you change cars every few years, want the depreciation risk off your books and drive within a sensible mileage allowance. Buy if you’ll keep the car for a long time, drive heavily or want a fully personalized Q specification. If you’re comparing brands, our guides to a Ferrari lease and a Bentley lease show how those programs differ.

Final thoughts

Aston Martin is one of the most natural brands to lease. The cars are built to be driven and the depreciation curve rewards handing the risk to someone else. The brand’s finance program is also backed by a major bank. The deals that work are the ones where the model, the specification and the mileage plan were settled before anyone talked about a monthly payment.

Lease an Aston Martin through Studio Motors

Studio Motors is an exotic vehicle sales and leasing brokerage, and we negotiate deals on thousands of cars every year. On an Aston Martin, that means locating the exact model and specification you want and comparing Aston Martin Financial Services against independent lease sources. Then we negotiate the terms and deliver the car to your home or office.

Looking at a Vantage, DB12, Vanquish or DBX? Tell us the model, the specification and how long you want the car. Start on our Lease an Exotic Car page, browse the Aston Martin lineup, or call 877-788-3460.

If you are earlier in the process, our guide to how to lease an exotic car covers the full sequence.

frequently asked questions

The better Aston Martin to lease depends on how you’ll use it. The Vantage suits weekend and occasional driving, so a lower mileage allowance usually works. The DBX suits daily use, so plan for a higher allowance from the start. Both are strong lease candidates when the mileage plan matches how you actually drive.

Yes. Aston Martins are commonly leased through companies and LLCs. Expect the lessor to underwrite both the business and the individuals behind it, with financial statements and tax returns for both. Talk to your tax advisor about how a business lease is treated in your situation.

Not automatically. An Aston Martin lease payment covers depreciation and the finance charge. Scheduled servicing is a separate cost unless a service plan is part of the deal. Ask the dealer what servicing is covered for the term before you sign. Keep every service record, because the lessor checks them at return.

Often, but confirm first. Some Aston Martin dealers accept lease returns that started at another dealer, and others ask you to check in advance. Call the dealer before your turn-in date, and make sure your AMFS pre-inspection and paperwork are complete before the appointment.

Sometimes. A lease transfer depends on the lessor’s policy, and the person taking over must qualify on their own credit and finances. Ask Aston Martin Financial Services or your lessor whether transfers are allowed and what fees apply. Our guide to lease takeovers explains how transfers work on luxury cars.